Phil Ryan is Senior Editor of Bank Innovation and Senior Director of INV Fintech. Phil Ryan got involved in digital journalism in its earliest days, the mid-1990s. His experience building websites for media companies led to a stint as a web developer around the turn of the millennium. He spent several years at the quarterly magazine Tricycle: The Buddhist Review, which aided in the development of his calm demeanor. He was the site’s first digital editor and helped transition it from a print publication to a digital enterprise. He joined the staff of Bank Innovation in 2012 and helped launch INV Fintech, the site’s sister accelerator, in 2015. Phil is the father of identical twin boys, who make sure that he doesn’t let himself go in his downtime.